Call reports 2014
RUSHFORD STATE BANK (INCORPORATED) — 2014
What RUSHFORD STATE BANK (INCORPORATED) reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 59,014,000 | 60,767,000 | 56,590,000 | 54,783,000 |
| Total loans | 43,176,000 | 45,416,000 | 45,750,000 | 42,143,000 |
| Allowance for loan losses | 422,000 | 546,000 | 567,000 | 349,000 |
| Securities available for sale | 6,897,000 | 4,658,000 | 4,750,000 | 4,767,000 |
| Securities held to maturity | 503,000 | 503,000 | 503,000 | 503,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,188,000 | 48,339,000 | 47,010,000 | 48,700,000 |
| Interest-bearing deposits | 42,408,000 | 40,767,000 | 39,595,000 | 40,554,000 |
| Noninterest-bearing deposits | 8,780,000 | 7,572,000 | 7,415,000 | 8,146,000 |
| Equity capital | 3,885,000 | 3,864,000 | 3,914,000 | 4,006,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 628,000 | 1,289,000 | 1,957,000 | 2,641,000 |
| Interest expense | 90,000 | 179,000 | 268,000 | 368,000 |
| Net interest income | 538,000 | 1,110,000 | 1,689,000 | 2,273,000 |
| Noninterest income | 55,000 | 113,000 | 213,000 | 218,000 |
| Noninterest expense | 467,000 | 887,000 | 1,397,000 | 1,946,000 |
| Provision for loan losses | 15,000 | 130,000 | 150,000 | 223,000 |
| Pretax income | 111,000 | 252,000 | 355,000 | 372,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 111,000 | 252,000 | 355,000 | 372,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,907,000 | 3,923,000 | 3,970,000 | 3,988,000 |
| Total capital | 4,329,000 | 4,469,000 | 4,520,000 | 4,337,000 |
| Risk-weighted assets | 43,242,000 | 44,645,000 | 43,991,000 | 40,291,000 |