Call reports 2013
RUSHFORD STATE BANK (INCORPORATED) — 2013
What RUSHFORD STATE BANK (INCORPORATED) reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 56,633,000 | 55,410,000 | 53,460,000 | 57,588,000 |
| Total loans | 33,548,000 | 35,761,000 | 37,034,000 | 41,453,000 |
| Allowance for loan losses | 403,000 | 440,000 | 461,000 | 415,000 |
| Securities available for sale | 10,354,000 | 9,968,000 | 7,412,000 | 7,236,000 |
| Securities held to maturity | 0 | 504,000 | 504,000 | 503,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,438,000 | 50,699,000 | 48,819,000 | 51,144,000 |
| Interest-bearing deposits | 44,041,000 | 43,943,000 | 41,520,000 | 42,749,000 |
| Noninterest-bearing deposits | 7,397,000 | 6,756,000 | 7,299,000 | 8,395,000 |
| Equity capital | 3,975,000 | 3,798,000 | 3,733,000 | 3,852,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 572,000 | 1,176,000 | 1,807,000 | 2,452,000 |
| Interest expense | 116,000 | 218,000 | 312,000 | 408,000 |
| Net interest income | 456,000 | 958,000 | 1,495,000 | 2,044,000 |
| Noninterest income | 44,000 | 90,000 | 126,000 | 191,000 |
| Noninterest expense | 453,000 | 886,000 | 1,347,000 | 1,789,000 |
| Provision for loan losses | 18,000 | 108,000 | 125,000 | 140,000 |
| Pretax income | 29,000 | 54,000 | 149,000 | 306,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 29,000 | 54,000 | 149,000 | 306,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,796,000 | 3,700,000 | 3,748,000 | 3,906,000 |
| Total capital | 4,199,000 | 4,140,000 | 4,209,000 | 4,321,000 |
| Risk-weighted assets | 37,987,000 | 36,013,000 | 36,712,000 | 41,287,000 |