Call reports 2012
RUSHFORD STATE BANK (INCORPORATED) — 2012
What RUSHFORD STATE BANK (INCORPORATED) reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 47,535,000 | 50,064,000 | 50,646,000 | 57,869,000 |
| Total loans | 33,990,000 | 34,259,000 | 34,477,000 | 33,010,000 |
| Allowance for loan losses | 360,000 | 405,000 | 391,000 | 386,000 |
| Securities available for sale | 6,820,000 | 7,860,000 | 8,253,000 | 9,506,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,287,000 | 44,717,000 | 45,437,000 | 52,629,000 |
| Interest-bearing deposits | 35,478,000 | 37,232,000 | 38,111,000 | 45,245,000 |
| Noninterest-bearing deposits | 6,809,000 | 7,485,000 | 7,326,000 | 7,384,000 |
| Equity capital | 3,800,000 | 3,903,000 | 4,004,000 | 4,036,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 619,000 | 1,242,000 | 1,856,000 | 2,473,000 |
| Interest expense | 101,000 | 201,000 | 301,000 | 415,000 |
| Net interest income | 518,000 | 1,041,000 | 1,555,000 | 2,058,000 |
| Noninterest income | 42,000 | 85,000 | 134,000 | 181,000 |
| Noninterest expense | 430,000 | 834,000 | 1,255,000 | 1,701,000 |
| Provision for loan losses | 23,000 | 45,000 | 67,000 | 90,000 |
| Pretax income | 107,000 | 247,000 | 367,000 | 448,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 107,000 | 247,000 | 367,000 | 448,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,630,000 | 3,706,000 | 3,763,000 | 3,851,000 |
| Total capital | 3,990,000 | 4,111,000 | 4,154,000 | 4,237,000 |
| Risk-weighted assets | 33,884,000 | 35,383,000 | 34,362,000 | 38,148,000 |