Call reports 2011
RUSHFORD STATE BANK (INCORPORATED) — 2011
What RUSHFORD STATE BANK (INCORPORATED) reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 45,042,000 | 46,454,000 | 48,057,000 | 46,945,000 |
| Total loans | 35,064,000 | 35,442,000 | 35,634,000 | 33,476,000 |
| Allowance for loan losses | 475,000 | 486,000 | 504,000 | 349,000 |
| Securities available for sale | 6,618,000 | 6,599,000 | 5,938,000 | 7,322,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,251,000 | 40,048,000 | 42,339,000 | 41,199,000 |
| Interest-bearing deposits | 32,808,000 | 33,718,000 | 35,491,000 | 34,332,000 |
| Noninterest-bearing deposits | 5,443,000 | 6,330,000 | 6,848,000 | 6,867,000 |
| Equity capital | 3,507,000 | 3,619,000 | 3,720,000 | 3,800,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 638,000 | 1,279,000 | 1,945,000 | 2,564,000 |
| Interest expense | 129,000 | 245,000 | 365,000 | 475,000 |
| Net interest income | 509,000 | 1,034,000 | 1,580,000 | 2,089,000 |
| Noninterest income | 35,000 | 89,000 | 137,000 | 177,000 |
| Noninterest expense | 440,000 | 872,000 | 1,311,000 | 1,737,000 |
| Provision for loan losses | 22,000 | 45,000 | 67,000 | 90,000 |
| Pretax income | 82,000 | 206,000 | 339,000 | 439,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 82,000 | 206,000 | 339,000 | 439,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,456,000 | 3,477,000 | 3,563,000 | 3,663,000 |
| Total capital | 3,881,000 | 3,906,000 | 4,011,000 | 4,011,000 |
| Risk-weighted assets | 33,954,000 | 34,152,000 | 35,790,000 | 33,466,000 |