Call reports 2026
FIRST COMMUNITY BANK OF MOULTRIE COUNTY — 2026
What FIRST COMMUNITY BANK OF MOULTRIE COUNTY reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 123,696,000 | 119,743,000 |
| Total loans | 51,121,000 | 53,351,000 |
| Allowance for loan losses | 837,000 | 838,000 |
| Securities available for sale | 39,771,000 | 40,890,000 |
| Securities held to maturity | 6,028,000 | 6,028,000 |
| Trading assets | 0 | 0 |
| Total deposits | 113,811,000 | 109,672,000 |
| Interest-bearing deposits | 91,374,000 | 87,625,000 |
| Noninterest-bearing deposits | 22,437,000 | 22,047,000 |
| Equity capital | 8,861,000 | 9,025,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,187,000 | 2,406,000 |
| Interest expense | 231,000 | 469,000 |
| Net interest income | 956,000 | 1,937,000 |
| Noninterest income | 141,000 | 283,000 |
| Noninterest expense | 715,000 | 1,460,000 |
| Provision for loan losses | -25,000 | -25,000 |
| Pretax income | 382,000 | 760,000 |
| Income tax | 8,000 | 8,000 |
| Net income | 374,000 | 752,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 11,011,000 | 11,184,000 |
| Total capital | 11,718,000 | 11,919,000 |
| Risk-weighted assets | 56,409,000 | 58,660,000 |