Call reports 2025
FIRST COMMUNITY BANK OF MOULTRIE COUNTY — 2025
What FIRST COMMUNITY BANK OF MOULTRIE COUNTY reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 115,606,000 | 111,416,000 | 119,517,000 | 120,594,000 |
| Total loans | 47,013,000 | 50,165,000 | 51,925,000 | 53,140,000 |
| Allowance for loan losses | 876,000 | 876,000 | 872,000 | 867,000 |
| Securities available for sale | 39,132,000 | 39,170,000 | 38,102,000 | 38,762,000 |
| Securities held to maturity | 6,633,000 | 6,633,000 | 6,633,000 | 6,028,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,710,000 | 102,756,000 | 110,266,000 | 110,871,000 |
| Interest-bearing deposits | 86,740,000 | 83,179,000 | 88,916,000 | 88,791,000 |
| Noninterest-bearing deposits | 20,970,000 | 19,577,000 | 21,350,000 | 22,080,000 |
| Equity capital | 7,164,000 | 7,697,000 | 8,263,000 | 8,719,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,055,000 | 2,103,000 | 3,250,000 | 4,439,000 |
| Interest expense | 218,000 | 444,000 | 673,000 | 902,000 |
| Net interest income | 837,000 | 1,659,000 | 2,577,000 | 3,537,000 |
| Noninterest income | 181,000 | 337,000 | 483,000 | 620,000 |
| Noninterest expense | 694,000 | 1,366,000 | 2,087,000 | 2,827,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 324,000 | 630,000 | 973,000 | 1,330,000 |
| Income tax | 3,000 | 3,000 | 3,000 | 3,000 |
| Net income | 321,000 | 627,000 | 970,000 | 1,327,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,446,000 | 10,546,000 | 10,692,000 | 10,842,000 |
| Total capital | 11,124,000 | 11,255,000 | 11,433,000 | 11,582,000 |
| Risk-weighted assets | 54,060,000 | 56,515,000 | 59,112,000 | 59,091,000 |