Call reports 2024
FIRST COMMUNITY BANK OF MOULTRIE COUNTY — 2024
What FIRST COMMUNITY BANK OF MOULTRIE COUNTY reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 108,967,000 | 112,590,000 | 112,629,000 | 111,371,000 |
| Total loans | 46,256,000 | 48,439,000 | 49,466,000 | 51,307,000 |
| Allowance for loan losses | 980,000 | 877,000 | 877,000 | 875,000 |
| Securities available for sale | 39,442,000 | 39,100,000 | 39,777,000 | 38,665,000 |
| Securities held to maturity | 6,695,000 | 6,695,000 | 6,695,000 | 6,633,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,089,000 | 106,235,000 | 104,845,000 | 104,093,000 |
| Interest-bearing deposits | 82,571,000 | 87,718,000 | 84,235,000 | 83,718,000 |
| Noninterest-bearing deposits | 20,518,000 | 18,517,000 | 20,610,000 | 20,375,000 |
| Equity capital | 5,156,000 | 5,385,000 | 6,855,000 | 6,310,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 962,000 | 1,964,000 | 3,022,000 | 4,098,000 |
| Interest expense | 157,000 | 400,000 | 675,000 | 909,000 |
| Net interest income | 805,000 | 1,564,000 | 2,347,000 | 3,189,000 |
| Noninterest income | 140,000 | 298,000 | 460,000 | 617,000 |
| Noninterest expense | 643,000 | 1,289,000 | 1,954,000 | 2,665,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 302,000 | 573,000 | 853,000 | 1,141,000 |
| Income tax | 3,000 | 3,000 | 3,000 | 3,000 |
| Net income | 299,000 | 570,000 | 850,000 | 1,138,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,096,000 | 10,169,000 | 10,252,000 | 10,323,000 |
| Total capital | 10,767,000 | 10,865,000 | 10,970,000 | 11,052,000 |
| Risk-weighted assets | 53,328,000 | 55,500,000 | 57,259,000 | 58,169,000 |