Call reports 2023
FIRST COMMUNITY BANK OF MOULTRIE COUNTY — 2023
What FIRST COMMUNITY BANK OF MOULTRIE COUNTY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 112,535,000 | 106,498,000 | 108,869,000 | 111,575,000 |
| Total loans | 42,194,000 | 42,629,000 | 45,218,000 | 47,552,000 |
| Allowance for loan losses | 969,000 | 970,000 | 968,000 | 969,000 |
| Securities available for sale | 39,341,000 | 38,987,000 | 38,231,000 | 39,667,000 |
| Securities held to maturity | 6,754,000 | 6,754,000 | 6,754,000 | 6,695,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,395,000 | 99,357,000 | 104,522,000 | 105,623,000 |
| Interest-bearing deposits | 85,312,000 | 79,432,000 | 83,877,000 | 83,683,000 |
| Noninterest-bearing deposits | 22,083,000 | 19,925,000 | 20,645,000 | 21,940,000 |
| Equity capital | 4,541,000 | 4,222,000 | 3,530,000 | 5,270,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 841,000 | 1,713,000 | 2,623,000 | 3,590,000 |
| Interest expense | 72,000 | 195,000 | 328,000 | 469,000 |
| Net interest income | 769,000 | 1,518,000 | 2,295,000 | 3,121,000 |
| Noninterest income | 129,000 | 248,000 | 362,000 | 487,000 |
| Noninterest expense | 634,000 | 1,267,000 | 1,908,000 | 2,623,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 264,000 | 499,000 | 742,000 | 978,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 262,000 | 497,000 | 740,000 | 976,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,828,000 | 9,865,000 | 9,930,000 | 9,985,000 |
| Total capital | 10,428,000 | 10,497,000 | 10,590,000 | 10,670,000 |
| Risk-weighted assets | 47,648,000 | 50,198,000 | 52,449,000 | 54,523,000 |