Call reports 2022
FIRST COMMUNITY BANK OF MOULTRIE COUNTY — 2022
What FIRST COMMUNITY BANK OF MOULTRIE COUNTY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 114,767,000 | 115,283,000 | 113,062,000 | 111,122,000 |
| Total loans | 40,720,000 | 42,507,000 | 44,397,000 | 45,035,000 |
| Allowance for loan losses | 849,000 | 850,000 | 850,000 | 818,000 |
| Securities available for sale | 39,525,000 | 39,285,000 | 38,301,000 | 38,614,000 |
| Securities held to maturity | 0 | 6,754,000 | 6,754,000 | 6,754,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,459,000 | 109,038,000 | 108,262,000 | 103,415,000 |
| Interest-bearing deposits | 83,736,000 | 86,820,000 | 87,902,000 | 82,673,000 |
| Noninterest-bearing deposits | 23,723,000 | 22,218,000 | 20,360,000 | 20,742,000 |
| Equity capital | 6,719,000 | 5,625,000 | 3,558,000 | 3,951,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 679,000 | 1,407,000 | 2,252,000 | 3,123,000 |
| Interest expense | 14,000 | 38,000 | 65,000 | 118,000 |
| Net interest income | 665,000 | 1,369,000 | 2,187,000 | 3,005,000 |
| Noninterest income | 87,000 | 293,000 | 445,000 | 543,000 |
| Noninterest expense | 610,000 | 1,225,000 | 1,863,000 | 2,500,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 142,000 | 437,000 | 769,000 | 1,048,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 140,000 | 435,000 | 767,000 | 1,046,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,581,000 | 9,726,000 | 9,885,000 | 9,966,000 |
| Total capital | 10,163,000 | 10,350,000 | 10,550,000 | 10,627,000 |
| Risk-weighted assets | 46,346,000 | 49,764,000 | 53,033,000 | 52,786,000 |