Call reports 2021
FIRST COMMUNITY BANK OF MOULTRIE COUNTY — 2021
What FIRST COMMUNITY BANK OF MOULTRIE COUNTY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 109,003,000 | 104,879,000 | 111,624,000 | 110,126,000 |
| Total loans | 51,668,000 | 50,003,000 | 47,313,000 | 45,226,000 |
| Allowance for loan losses | 843,000 | 844,000 | 839,000 | 839,000 |
| Securities available for sale | 27,174,000 | 27,590,000 | 29,206,000 | 36,239,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,639,000 | 92,936,000 | 101,724,000 | 100,460,000 |
| Interest-bearing deposits | 79,994,000 | 75,628,000 | 84,269,000 | 78,752,000 |
| Noninterest-bearing deposits | 19,645,000 | 17,308,000 | 17,455,000 | 21,708,000 |
| Equity capital | 8,741,000 | 9,330,000 | 9,280,000 | 9,020,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 805,000 | 1,625,000 | 2,407,000 | 3,157,000 |
| Interest expense | 42,000 | 79,000 | 107,000 | 132,000 |
| Net interest income | 763,000 | 1,546,000 | 2,300,000 | 3,025,000 |
| Noninterest income | 87,000 | 173,000 | 259,000 | 348,000 |
| Noninterest expense | 608,000 | 1,202,000 | 1,795,000 | 2,424,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 279,000 | 554,000 | 805,000 | 990,000 |
| Income tax | 3,000 | 3,000 | 3,000 | 3,000 |
| Net income | 276,000 | 551,000 | 802,000 | 987,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,353,000 | 9,441,000 | 9,531,000 | 9,554,000 |