Call reports 2020
FIRST COMMUNITY BANK OF MOULTRIE COUNTY — 2020
What FIRST COMMUNITY BANK OF MOULTRIE COUNTY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 89,856,000 | 93,014,000 | 97,811,000 | 101,014,000 |
| Total loans | 50,991,000 | 52,372,000 | 53,341,000 | 52,517,000 |
| Allowance for loan losses | 748,000 | 788,000 | 818,000 | 842,000 |
| Securities available for sale | 10,318,000 | 13,839,000 | 15,538,000 | 23,044,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,747,000 | 82,793,000 | 87,438,000 | 90,717,000 |
| Interest-bearing deposits | 64,962,000 | 66,832,000 | 71,625,000 | 74,053,000 |
| Noninterest-bearing deposits | 14,785,000 | 15,961,000 | 15,813,000 | 16,664,000 |
| Equity capital | 9,517,000 | 9,673,000 | 9,764,000 | 9,673,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 802,000 | 1,635,000 | 2,468,000 | 3,272,000 |
| Interest expense | 53,000 | 103,000 | 154,000 | 200,000 |
| Net interest income | 749,000 | 1,532,000 | 2,314,000 | 3,072,000 |
| Noninterest income | 91,000 | 177,000 | 320,000 | 401,000 |
| Noninterest expense | 601,000 | 1,175,000 | 1,769,000 | 2,373,000 |
| Provision for loan losses | 15,000 | 55,000 | 85,000 | 105,000 |
| Pretax income | 226,000 | 513,000 | 812,000 | 1,027,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 224,000 | 511,000 | 810,000 | 1,025,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,969,000 | 9,108,000 | 9,228,000 | 9,264,000 |