Call reports 2019
FIRST COMMUNITY BANK OF MOULTRIE COUNTY — 2019
What FIRST COMMUNITY BANK OF MOULTRIE COUNTY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 86,454,000 | 86,270,000 | 90,132,000 | 87,818,000 |
| Total loans | 51,766,000 | 51,484,000 | 52,689,000 | 54,190,000 |
| Allowance for loan losses | 702,000 | 714,000 | 715,000 | 738,000 |
| Securities available for sale | 6,361,000 | 5,116,000 | 7,507,000 | 7,495,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,785,000 | 76,440,000 | 80,183,000 | 77,841,000 |
| Interest-bearing deposits | 62,022,000 | 62,764,000 | 65,701,000 | 62,808,000 |
| Noninterest-bearing deposits | 14,763,000 | 13,676,000 | 14,482,000 | 15,033,000 |
| Equity capital | 9,128,000 | 9,278,000 | 9,332,000 | 9,321,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 811,000 | 1,639,000 | 2,499,000 | 3,357,000 |
| Interest expense | 54,000 | 113,000 | 173,000 | 228,000 |
| Net interest income | 757,000 | 1,526,000 | 2,326,000 | 3,129,000 |
| Noninterest income | 103,000 | 219,000 | 332,000 | 430,000 |
| Noninterest expense | 597,000 | 1,177,000 | 1,771,000 | 2,386,000 |
| Provision for loan losses | 10,000 | 20,000 | 35,000 | 55,000 |
| Pretax income | 253,000 | 571,000 | 872,000 | 1,138,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 251,000 | 569,000 | 870,000 | 1,136,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,725,000 | 8,845,000 | 8,902,000 | 8,924,000 |
| Total capital | 9,345,000 | 9,467,000 | 9,549,000 | 9,570,000 |
| Risk-weighted assets | 49,565,000 | 49,727,000 | 51,754,000 | 51,601,000 |