Call reports 2018
FIRST COMMUNITY BANK OF MOULTRIE COUNTY — 2018
What FIRST COMMUNITY BANK OF MOULTRIE COUNTY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 86,119,000 | 81,063,000 | 84,272,000 | 85,325,000 |
| Total loans | 53,467,000 | 51,467,000 | 52,599,000 | 54,812,000 |
| Allowance for loan losses | 642,000 | 688,000 | 663,000 | 696,000 |
| Securities available for sale | 7,382,000 | 7,332,000 | 7,037,000 | 6,837,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,832,000 | 71,717,000 | 74,886,000 | 75,745,000 |
| Interest-bearing deposits | 62,682,000 | 59,239,000 | 61,259,000 | 61,009,000 |
| Noninterest-bearing deposits | 14,150,000 | 12,478,000 | 13,627,000 | 14,736,000 |
| Equity capital | 8,831,000 | 8,868,000 | 8,887,000 | 9,019,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 744,000 | 1,503,000 | 2,275,000 | 3,082,000 |
| Interest expense | 25,000 | 51,000 | 81,000 | 116,000 |
| Net interest income | 719,000 | 1,452,000 | 2,194,000 | 2,966,000 |
| Noninterest income | 105,000 | 207,000 | 304,000 | 409,000 |
| Noninterest expense | 600,000 | 1,155,000 | 1,730,000 | 2,315,000 |
| Provision for loan losses | 20,000 | 65,000 | 110,000 | 140,000 |
| Pretax income | 204,000 | 439,000 | 658,000 | 920,000 |
| Income tax | 1,000 | 0 | 0 | 0 |
| Net income | 203,000 | 439,000 | 658,000 | 920,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,484,000 | 8,542,000 | 8,584,000 | 8,653,000 |
| Total capital | 9,106,000 | 9,143,000 | 9,199,000 | 9,301,000 |
| Risk-weighted assets | 49,802,000 | 48,009,000 | 49,217,000 | 51,811,000 |