Call reports 2016
FIRST COMMUNITY BANK OF MOULTRIE COUNTY — 2016
What FIRST COMMUNITY BANK OF MOULTRIE COUNTY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 61,018,000 | 58,939,000 | 61,249,000 | 61,787,000 |
| Total loans | 40,731,000 | 40,552,000 | 42,444,000 | 42,588,000 |
| Allowance for loan losses | 692,000 | 703,000 | 680,000 | 702,000 |
| Securities available for sale | 4,173,000 | 6,206,000 | 6,193,000 | 6,438,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,671,000 | 52,553,000 | 54,850,000 | 55,397,000 |
| Interest-bearing deposits | 43,297,000 | 42,812,000 | 45,408,000 | 44,619,000 |
| Noninterest-bearing deposits | 11,374,000 | 9,741,000 | 9,442,000 | 10,778,000 |
| Equity capital | 6,035,000 | 6,068,000 | 6,078,000 | 6,081,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 526,000 | 1,049,000 | 1,584,000 | 2,115,000 |
| Interest expense | 20,000 | 39,000 | 59,000 | 77,000 |
| Net interest income | 506,000 | 1,010,000 | 1,525,000 | 2,038,000 |
| Noninterest income | 79,000 | 145,000 | 217,000 | 278,000 |
| Noninterest expense | 473,000 | 956,000 | 1,429,000 | 1,888,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 65,000 |
| Pretax income | 102,000 | 174,000 | 273,000 | 368,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 102,000 | 174,000 | 273,000 | 368,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,015,000 | 6,032,000 | 6,057,000 | 6,094,000 |
| Total capital | 6,486,000 | 6,508,000 | 6,548,000 | 6,590,000 |
| Risk-weighted assets | 37,533,000 | 37,879,000 | 39,122,000 | 39,539,000 |