Call reports 2015
FIRST COMMUNITY BANK OF MOULTRIE COUNTY — 2015
What FIRST COMMUNITY BANK OF MOULTRIE COUNTY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 62,055,000 | 58,173,000 | 63,235,000 | 61,120,000 |
| Total loans | 39,860,000 | 40,463,000 | 40,779,000 | 42,649,000 |
| Allowance for loan losses | 628,000 | 645,000 | 661,000 | 676,000 |
| Securities available for sale | 4,214,000 | 4,209,000 | 3,716,000 | 4,906,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,956,000 | 52,013,000 | 57,020,000 | 54,842,000 |
| Interest-bearing deposits | 44,856,000 | 42,457,000 | 47,436,000 | 44,366,000 |
| Noninterest-bearing deposits | 11,100,000 | 9,556,000 | 9,584,000 | 10,476,000 |
| Equity capital | 5,850,000 | 5,870,000 | 5,935,000 | 5,966,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 510,000 | 1,026,000 | 1,558,000 | 2,092,000 |
| Interest expense | 21,000 | 42,000 | 63,000 | 83,000 |
| Net interest income | 489,000 | 984,000 | 1,495,000 | 2,009,000 |
| Noninterest income | 81,000 | 162,000 | 237,000 | 322,000 |
| Noninterest expense | 509,000 | 1,002,000 | 1,467,000 | 1,924,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 72,000 | 140,000 | 248,000 | 371,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 72,000 | 140,000 | 248,000 | 371,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,843,000 | 5,866,000 | 5,922,000 | 5,979,000 |
| Total capital | 6,309,000 | 6,328,000 | 6,388,000 | 6,477,000 |
| Risk-weighted assets | 37,153,000 | 36,802,000 | 37,149,000 | 39,696,000 |