Call reports 2012
FIRST COMMUNITY BANK OF MOULTRIE COUNTY — 2012
What FIRST COMMUNITY BANK OF MOULTRIE COUNTY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 75,764,000 | 74,574,000 | 78,277,000 | 77,534,000 |
| Total loans | 46,098,000 | 46,222,000 | 46,346,000 | 47,650,000 |
| Allowance for loan losses | 440,000 | 476,000 | 487,000 | 507,000 |
| Securities available for sale | 10,528,000 | 10,910,000 | 11,216,000 | 12,125,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,820,000 | 61,603,000 | 65,267,000 | 64,460,000 |
| Interest-bearing deposits | 54,102,000 | 53,850,000 | 56,604,000 | 55,934,000 |
| Noninterest-bearing deposits | 8,718,000 | 7,753,000 | 8,663,000 | 8,526,000 |
| Equity capital | 6,200,000 | 6,217,000 | 6,286,000 | 6,313,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 703,000 | 1,382,000 | 2,068,000 | 2,746,000 |
| Interest expense | 100,000 | 191,000 | 280,000 | 366,000 |
| Net interest income | 603,000 | 1,191,000 | 1,788,000 | 2,380,000 |
| Noninterest income | 91,000 | 173,000 | 257,000 | 346,000 |
| Noninterest expense | 521,000 | 1,041,000 | 1,568,000 | 2,094,000 |
| Provision for loan losses | 55,000 | 90,000 | 115,000 | 145,000 |
| Pretax income | 120,000 | 242,000 | 371,000 | 496,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 120,000 | 242,000 | 371,000 | 496,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,188,000 | 6,200,000 | 6,267,000 | 6,307,000 |
| Total capital | 6,628,000 | 6,676,000 | 6,754,000 | 6,814,000 |
| Risk-weighted assets | 44,595,000 | 44,778,000 | 44,564,000 | 46,211,000 |