Call reports 2026
EMBASSY NATIONAL BANK — 2026
What EMBASSY NATIONAL BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 232,778,000 | 227,868,000 |
| Total loans | 169,471,000 | 173,222,000 |
| Allowance for loan losses | 2,001,000 | 1,901,000 |
| Securities available for sale | 22,208,000 | 20,022,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 204,329,000 | 198,835,000 |
| Interest-bearing deposits | 170,522,000 | 157,989,000 |
| Noninterest-bearing deposits | 33,807,000 | 40,846,000 |
| Equity capital | 24,083,000 | 24,862,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,854,000 | 7,659,000 |
| Interest expense | 1,314,000 | 2,621,000 |
| Net interest income | 2,540,000 | 5,038,000 |
| Noninterest income | 446,000 | 783,000 |
| Noninterest expense | 1,769,000 | 3,575,000 |
| Provision for loan losses | 44,000 | -56,000 |
| Pretax income | 1,167,000 | 2,296,000 |
| Income tax | 292,000 | 574,000 |
| Net income | 875,000 | 1,722,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 24,133,000 | 24,930,000 |
| Total capital | 26,286,000 | 26,983,000 |
| Risk-weighted assets | 179,110,000 | 182,718,000 |