Call report 2025Q4
EMBASSY NATIONAL BANK — 2025Q4
The 22 measures EMBASSY NATIONAL BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 218,199,000 | USD | evidence → |
| Total loans | 170,300,000 | USD | evidence → |
| Allowance for loan losses | 1,957,000 | USD | evidence → |
| Securities available for sale | 23,284,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 184,219,000 | USD | evidence → |
| Interest-bearing deposits | 154,041,000 | USD | evidence → |
| Noninterest-bearing deposits | 30,178,000 | USD | evidence → |
| Equity capital | 23,535,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,253,000 | USD | evidence → |
| Interest expense | 4,803,000 | USD | evidence → |
| Net interest income | 9,450,000 | USD | evidence → |
| Noninterest income | 2,101,000 | USD | evidence → |
| Noninterest expense | 7,034,000 | USD | evidence → |
| Provision for loan losses | 308,000 | USD | evidence → |
| Pretax income | 4,167,000 | USD | evidence → |
| Income tax | 956,000 | USD | evidence → |
| Net income | 3,211,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 23,558,000 | USD | evidence → |
| Total capital | 25,661,000 | USD | evidence → |
| Risk-weighted assets | 174,469,000 | USD | evidence → |