Call report 2022Q4
EMBASSY NATIONAL BANK — 2022Q4
The 22 measures EMBASSY NATIONAL BANK reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 111,370,000 | USD | evidence → |
| Total loans | 79,616,000 | USD | evidence → |
| Allowance for loan losses | 1,551,000 | USD | evidence → |
| Securities available for sale | 19,675,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 91,527,000 | USD | evidence → |
| Interest-bearing deposits | 81,733,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,794,000 | USD | evidence → |
| Equity capital | 19,501,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,970,000 | USD | evidence → |
| Interest expense | 827,000 | USD | evidence → |
| Net interest income | 5,143,000 | USD | evidence → |
| Noninterest income | 2,429,000 | USD | evidence → |
| Noninterest expense | 5,362,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 2,210,000 | USD | evidence → |
| Income tax | 511,000 | USD | evidence → |
| Net income | 1,699,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,710,000 | USD | evidence → |
| Total capital | 20,579,000 | USD | evidence → |
| Risk-weighted assets | 68,846,000 | USD | evidence → |