Call report 2021Q4
EMBASSY NATIONAL BANK — 2021Q4
The 22 measures EMBASSY NATIONAL BANK reported to the FFIEC for 2021Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 117,791,000 | USD | evidence → |
| Total loans | 85,184,000 | USD | evidence → |
| Allowance for loan losses | 1,551,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 97,490,000 | USD | evidence → |
| Interest-bearing deposits | 89,140,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,350,000 | USD | evidence → |
| Equity capital | 19,518,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,195,000 | USD | evidence → |
| Interest expense | 626,000 | USD | evidence → |
| Net interest income | 4,569,000 | USD | evidence → |
| Noninterest income | 4,997,000 | USD | evidence → |
| Noninterest expense | 5,929,000 | USD | evidence → |
| Provision for loan losses | 15,000 | USD | evidence → |
| Pretax income | 3,622,000 | USD | evidence → |
| Income tax | 862,000 | USD | evidence → |
| Net income | 2,760,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,518,000 | USD | evidence → |
| Total capital | 20,523,000 | USD | evidence → |
| Risk-weighted assets | 79,877,000 | USD | evidence → |