Call reports 2018
EMBASSY NATIONAL BANK — 2018
What EMBASSY NATIONAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 120,331,000 | 101,002,000 | 106,085,000 | 103,095,000 |
| Total loans | 71,410,000 | 74,854,000 | 72,762,000 | 73,192,000 |
| Allowance for loan losses | 1,439,000 | 1,444,000 | 1,466,000 | 1,466,000 |
| Securities available for sale | 0 | 0 | 0 | 1,986,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,103,000 | 84,233,000 | 88,530,000 | 84,936,000 |
| Interest-bearing deposits | 55,887,000 | 61,103,000 | 69,677,000 | 62,863,000 |
| Noninterest-bearing deposits | 48,216,000 | 23,130,000 | 18,853,000 | 22,073,000 |
| Equity capital | 14,802,000 | 15,154,000 | 15,835,000 | 17,019,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,485,000 | 2,978,000 | 4,540,000 | 6,175,000 |
| Interest expense | 166,000 | 344,000 | 633,000 | 937,000 |
| Net interest income | 1,319,000 | 2,634,000 | 3,907,000 | 5,238,000 |
| Noninterest income | 629,000 | 1,071,000 | 1,704,000 | 2,589,000 |
| Noninterest expense | 1,356,000 | 2,761,000 | 3,987,000 | 5,018,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 592,000 | 944,000 | 1,624,000 | 2,809,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 592,000 | 944,000 | 1,624,000 | 2,809,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,802,000 | 15,154,000 | 15,835,000 | 17,019,000 |
| Total capital | 15,717,000 | 16,058,000 | 16,712,000 | 18,035,000 |
| Risk-weighted assets | 72,738,000 | 71,788,000 | 74,724,000 | 80,808,000 |