Call reports 2018
PCSB COMMERCIAL BANK — 2018
What PCSB COMMERCIAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 |
|---|---|---|---|
| Total assets | 45,497,000 | 47,429,000 | 45,168,000 |
| Total loans | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 |
| Securities available for sale | 42,900,000 | 44,795,000 | 42,740,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 37,196,000 | 39,070,000 | 36,691,000 |
| Interest-bearing deposits | 36,338,000 | 38,549,000 | 36,170,000 |
| Noninterest-bearing deposits | 858,000 | 521,000 | 521,000 |
| Equity capital | 7,884,000 | 7,954,000 | 8,043,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 |
|---|---|---|---|
| Interest income | 143,000 | 325,000 | 521,000 |
| Interest expense | 14,000 | 36,000 | 58,000 |
| Net interest income | 129,000 | 289,000 | 463,000 |
| Noninterest income | 0 | 0 | 0 |
| Noninterest expense | 16,000 | 31,000 | 46,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 113,000 | 258,000 | 417,000 |
| Income tax | 24,000 | 54,000 | 87,000 |
| Net income | 89,000 | 204,000 | 330,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 |
|---|---|---|---|
| Tier 1 capital | 7,999,000 | 8,080,000 | 8,554,000 |
| Total capital | 7,999,000 | 8,080,000 | 8,554,000 |
| Risk-weighted assets | 8,204,000 | 8,569,000 | 8,186,000 |