Call reports 2017
PCSB COMMERCIAL BANK — 2017
What PCSB COMMERCIAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 45,919,000 | 47,275,000 | 44,170,000 | 41,680,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 44,458,000 | 44,476,000 | 37,438,000 | 36,215,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,745,000 | 38,970,000 | 35,770,000 | 33,351,000 |
| Interest-bearing deposits | 37,157,000 | 37,801,000 | 35,292,000 | 32,233,000 |
| Noninterest-bearing deposits | 588,000 | 1,169,000 | 478,000 | 1,118,000 |
| Equity capital | 7,893,000 | 7,984,000 | 8,042,000 | 7,939,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 111,000 | 241,000 | 368,000 | 495,000 |
| Interest expense | 11,000 | 24,000 | 36,000 | 48,000 |
| Net interest income | 100,000 | 217,000 | 332,000 | 447,000 |
| Noninterest income | 0 | 0 | 0 | 0 |
| Noninterest expense | 22,000 | 43,000 | 59,000 | 73,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 78,000 | 174,000 | 273,000 | 374,000 |
| Income tax | 27,000 | 59,000 | 93,000 | 174,000 |
| Net income | 51,000 | 115,000 | 180,000 | 200,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,685,000 | 8,092,000 | 8,157,000 | 8,225,000 |
| Total capital | 7,685,000 | 8,092,000 | 8,157,000 | 8,225,000 |
| Risk-weighted assets | 9,752,000 | 11,091,000 | 8,765,000 | 8,282,000 |