Call reports 2016
PCSB COMMERCIAL BANK — 2016
What PCSB COMMERCIAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 52,887,000 | 57,628,000 | 52,611,000 | 42,304,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 51,101,000 | 54,072,000 | 48,603,000 | 38,761,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,860,000 | 49,471,000 | 44,362,000 | 31,259,000 |
| Interest-bearing deposits | 44,327,000 | 49,113,000 | 44,161,000 | 30,844,000 |
| Noninterest-bearing deposits | 533,000 | 358,000 | 201,000 | 415,000 |
| Equity capital | 7,829,000 | 7,912,000 | 7,970,000 | 7,798,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 118,000 | 235,000 | 352,000 | 460,000 |
| Interest expense | 12,000 | 28,000 | 44,000 | 57,000 |
| Net interest income | 106,000 | 207,000 | 308,000 | 403,000 |
| Noninterest income | 0 | 0 | 0 | 0 |
| Noninterest expense | 24,000 | 45,000 | 67,000 | 91,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 82,000 | 162,000 | 241,000 | 312,000 |
| Income tax | 28,000 | 55,000 | 82,000 | 106,000 |
| Net income | 54,000 | 107,000 | 159,000 | 206,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,829,000 | 7,878,000 | 7,931,000 | 7,977,000 |
| Total capital | 7,829,000 | 7,878,000 | 7,931,000 | 7,977,000 |
| Risk-weighted assets | 7,507,000 | 8,146,000 | 8,240,000 | 7,546,000 |