Call reports 2015
PCSB COMMERCIAL BANK — 2015
What PCSB COMMERCIAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 38,743,000 | 43,040,000 | 45,720,000 | 39,852,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 36,120,000 | 38,043,000 | 40,118,000 | 37,936,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,943,000 | 35,256,000 | 37,786,000 | 30,987,000 |
| Interest-bearing deposits | 30,926,000 | 34,747,000 | 37,398,000 | 30,827,000 |
| Noninterest-bearing deposits | 17,000 | 509,000 | 388,000 | 160,000 |
| Equity capital | 7,690,000 | 7,681,000 | 7,771,000 | 7,711,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 63,000 | 143,000 | 234,000 | 338,000 |
| Interest expense | 10,000 | 22,000 | 35,000 | 47,000 |
| Net interest income | 53,000 | 121,000 | 199,000 | 291,000 |
| Noninterest income | 0 | 0 | 0 | 0 |
| Noninterest expense | 23,000 | 43,000 | 62,000 | 85,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 30,000 | 78,000 | 137,000 | 206,000 |
| Income tax | 10,000 | 26,000 | 47,000 | 70,000 |
| Net income | 20,000 | 52,000 | 90,000 | 136,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,657,000 | 7,681,000 | 7,726,000 | 7,650,000 |
| Total capital | 7,657,000 | 7,681,000 | 7,726,000 | 7,650,000 |
| Risk-weighted assets | 5,663,000 | 6,535,000 | 7,654,000 | 7,244,000 |