Call reports 2012
PCSB COMMERCIAL BANK — 2012
What PCSB COMMERCIAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 38,797,000 | 39,585,000 | 36,861,000 | 31,290,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 35,049,000 | 36,062,000 | 31,071,000 | 25,071,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,214,000 | 31,959,000 | 29,200,000 | 23,670,000 |
| Interest-bearing deposits | 31,205,000 | 31,926,000 | 29,189,000 | 23,646,000 |
| Noninterest-bearing deposits | 9,000 | 33,000 | 11,000 | 24,000 |
| Equity capital | 7,542,000 | 7,568,000 | 7,589,000 | 7,586,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 63,000 | 129,000 | 192,000 | 250,000 |
| Interest expense | 23,000 | 43,000 | 61,000 | 73,000 |
| Net interest income | 40,000 | 86,000 | 131,000 | 177,000 |
| Noninterest income | 0 | 0 | 0 | 0 |
| Noninterest expense | 20,000 | 41,000 | 60,000 | 80,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 20,000 | 45,000 | 71,000 | 97,000 |
| Income tax | 8,000 | 18,000 | 28,000 | 39,000 |
| Net income | 12,000 | 27,000 | 43,000 | 58,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,504,000 | 7,520,000 | 7,535,000 | 7,551,000 |
| Total capital | 7,504,000 | 7,520,000 | 7,535,000 | 7,551,000 |
| Risk-weighted assets | 7,670,000 | 7,825,000 | 7,279,000 | 5,631,000 |