Call reports 2025
CB&S BANK, INC. — 2025
What CB&S BANK, INC. reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 2,774,127,000 | 2,812,749,000 | 2,832,355,000 | 2,878,211,000 |
| Total loans | 1,468,060,000 | 1,511,020,000 | 1,565,380,000 | 1,575,481,000 |
| Allowance for loan losses | 16,616,000 | 19,207,000 | 18,958,000 | 17,460,000 |
| Securities available for sale | 881,428,000 | 866,043,000 | 889,624,000 | 894,335,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,383,362,000 | 2,426,743,000 | 2,421,153,000 | 2,424,986,000 |
| Interest-bearing deposits | 1,958,540,000 | 1,984,471,000 | 1,995,287,000 | 1,997,503,000 |
| Noninterest-bearing deposits | 424,822,000 | 442,272,000 | 425,866,000 | 427,483,000 |
| Equity capital | 146,367,000 | 140,533,000 | 165,179,000 | 178,065,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 33,351,000 | 67,954,000 | 104,401,000 | 141,928,000 |
| Interest expense | 12,536,000 | 25,790,000 | 39,644,000 | 53,781,000 |
| Net interest income | 20,815,000 | 42,164,000 | 64,757,000 | 88,147,000 |
| Noninterest income | 4,503,000 | 9,500,000 | 15,274,000 | 20,584,000 |
| Noninterest expense | 18,738,000 | 38,288,000 | 58,533,000 | 77,282,000 |
| Provision for loan losses | 280,000 | 2,980,000 | 2,980,000 | 2,018,000 |
| Pretax income | 6,225,000 | 9,721,000 | 17,843,000 | 29,056,000 |
| Income tax | 1,006,000 | 2,136,000 | 3,439,000 | 5,347,000 |
| Net income | 5,219,000 | 7,585,000 | 14,404,000 | 23,709,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 315,834,000 | 317,409,000 | 323,432,000 | 331,961,000 |