Call reports 2024
CB&S BANK, INC. — 2024
What CB&S BANK, INC. reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 2,645,695,000 | 2,600,021,000 | 2,667,364,000 | 2,680,927,000 |
| Total loans | 1,203,222,000 | 1,260,320,000 | 1,306,124,000 | 1,428,440,000 |
| Allowance for loan losses | 14,719,000 | 14,656,000 | 14,815,000 | 16,520,000 |
| Securities available for sale | 909,699,000 | 899,298,000 | 939,013,000 | 879,788,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,250,181,000 | 2,225,754,000 | 2,260,300,000 | 2,276,433,000 |
| Interest-bearing deposits | 2,193,419,000 | 2,166,863,000 | 2,194,677,000 | 2,207,414,000 |
| Noninterest-bearing deposits | 56,762,000 | 58,891,000 | 65,623,000 | 69,019,000 |
| Equity capital | 126,384,000 | 124,761,000 | 163,021,000 | 132,179,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 30,941,000 | 61,729,000 | 94,345,000 | 129,834,000 |
| Interest expense | 12,088,000 | 24,500,000 | 37,477,000 | 50,142,000 |
| Net interest income | 18,853,000 | 37,229,000 | 56,868,000 | 79,692,000 |
| Noninterest income | 5,571,000 | 10,146,000 | 15,675,000 | 21,605,000 |
| Noninterest expense | 18,439,000 | 36,403,000 | 53,791,000 | 73,000,000 |
| Provision for loan losses | 100,000 | 175,000 | 1,356,000 | 3,456,000 |
| Pretax income | 5,885,000 | 10,797,000 | 17,396,000 | 24,841,000 |
| Income tax | 1,111,000 | 1,985,000 | 3,091,000 | 4,070,000 |
| Net income | 4,774,000 | 8,812,000 | 14,305,000 | 20,771,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 297,505,000 | 300,832,000 | 305,635,000 | 311,411,000 |