Call reports 2023
CB&S BANK, INC. — 2023
What CB&S BANK, INC. reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 2,487,639,000 | 2,456,276,000 | 2,487,343,000 | 2,541,433,000 |
| Total loans | 1,187,555,000 | 1,178,219,000 | 1,186,948,000 | 1,173,477,000 |
| Allowance for loan losses | 14,764,000 | 15,468,000 | 15,212,000 | 14,666,000 |
| Securities available for sale | 943,128,000 | 919,244,000 | 894,325,000 | 925,073,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,186,527,000 | 2,175,095,000 | 2,198,836,000 | 2,183,993,000 |
| Interest-bearing deposits | 2,128,925,000 | 2,123,929,000 | 2,150,594,000 | 2,134,195,000 |
| Noninterest-bearing deposits | 57,602,000 | 51,166,000 | 48,242,000 | 49,798,000 |
| Equity capital | 115,643,000 | 109,538,000 | 62,939,000 | 132,055,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 26,969,000 | 54,090,000 | 82,344,000 | 111,890,000 |
| Interest expense | 6,027,000 | 13,827,000 | 23,799,000 | 34,869,000 |
| Net interest income | 20,942,000 | 40,263,000 | 58,545,000 | 77,021,000 |
| Noninterest income | 4,366,000 | 8,961,000 | 13,963,000 | 19,908,000 |
| Noninterest expense | 17,317,000 | 34,717,000 | 52,274,000 | 69,649,000 |
| Provision for loan losses | 100,000 | 100,000 | 100,000 | 100,000 |
| Pretax income | 7,891,000 | 14,360,000 | 20,087,000 | 27,133,000 |
| Income tax | 1,739,000 | 2,581,000 | 3,615,000 | 4,714,000 |
| Net income | 6,152,000 | 11,779,000 | 16,472,000 | 22,419,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 278,846,000 | 284,244,000 | 288,175,000 | 293,437,000 |