Call reports 2022
CB&S BANK, INC. — 2022
What CB&S BANK, INC. reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 2,367,567,000 | 2,401,376,000 | 2,345,222,000 | 2,442,888,000 |
| Total loans | 1,045,073,000 | 1,110,987,000 | 1,128,202,000 | 1,177,014,000 |
| Allowance for loan losses | 14,361,000 | 15,008,000 | 15,272,000 | 16,107,000 |
| Securities available for sale | 1,106,858,000 | 995,902,000 | 908,607,000 | 908,062,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,099,635,000 | 2,191,231,000 | 2,174,737,000 | 2,167,540,000 |
| Interest-bearing deposits | 2,043,592,000 | 2,108,374,000 | 2,108,194,000 | 2,112,275,000 |
| Noninterest-bearing deposits | 56,043,000 | 82,857,000 | 66,543,000 | 55,265,000 |
| Equity capital | 192,323,000 | 120,490,000 | 66,544,000 | 79,456,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 19,894,000 | 41,772,000 | 65,114,000 | 89,803,000 |
| Interest expense | 1,338,000 | 2,842,000 | 4,891,000 | 7,973,000 |
| Net interest income | 18,556,000 | 38,930,000 | 60,223,000 | 81,830,000 |
| Noninterest income | 4,136,000 | 8,883,000 | 13,813,000 | 18,329,000 |
| Noninterest expense | 15,707,000 | 31,667,000 | 47,952,000 | 64,256,000 |
| Provision for loan losses | 325,000 | 1,150,000 | 1,550,000 | 2,150,000 |
| Pretax income | 6,660,000 | 14,996,000 | 24,534,000 | 33,753,000 |
| Income tax | 1,182,000 | 2,722,000 | 4,503,000 | 6,179,000 |
| Net income | 5,478,000 | 12,274,000 | 20,031,000 | 27,574,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 252,241,000 | 259,097,000 | 266,625,000 | 273,065,000 |