Call reports 2020
CB&S BANK, INC. — 2020
What CB&S BANK, INC. reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,938,013,000 | 2,062,414,000 | 2,092,426,000 | 2,190,912,000 |
| Total loans | 920,519,000 | 959,770,000 | 952,401,000 | 929,743,000 |
| Allowance for loan losses | 10,225,000 | 12,298,000 | 12,773,000 | 12,811,000 |
| Securities available for sale | 777,488,000 | 802,654,000 | 864,554,000 | 946,706,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,625,895,000 | 1,735,864,000 | 1,753,395,000 | 1,818,865,000 |
| Interest-bearing deposits | 1,598,645,000 | 1,699,511,000 | 1,719,601,000 | 1,780,382,000 |
| Noninterest-bearing deposits | 27,250,000 | 36,353,000 | 33,794,000 | 38,483,000 |
| Equity capital | 245,222,000 | 255,989,000 | 262,006,000 | 270,872,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 18,784,000 | 37,266,000 | 55,383,000 | 74,041,000 |
| Interest expense | 3,081,000 | 5,614,000 | 8,069,000 | 10,343,000 |
| Net interest income | 15,703,000 | 31,652,000 | 47,314,000 | 63,698,000 |
| Noninterest income | 3,947,000 | 8,195,000 | 12,666,000 | 17,631,000 |
| Noninterest expense | 13,933,000 | 27,261,000 | 41,007,000 | 54,942,000 |
| Provision for loan losses | 591,000 | 2,591,000 | 2,946,000 | 3,332,000 |
| Pretax income | 5,478,000 | 11,176,000 | 17,208,000 | 24,658,000 |
| Income tax | 908,000 | 1,937,000 | 2,969,000 | 4,055,000 |
| Net income | 4,570,000 | 9,239,000 | 14,239,000 | 20,603,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 209,031,000 | 213,754,000 | 216,218,000 | 222,096,000 |