Call reports 2019
CB&S BANK, INC. — 2019
What CB&S BANK, INC. reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,670,563,000 | 1,662,347,000 | 1,915,471,000 | 1,898,751,000 |
| Total loans | 776,370,000 | 811,553,000 | 974,658,000 | 941,679,000 |
| Allowance for loan losses | 8,389,000 | 8,760,000 | 9,071,000 | 9,582,000 |
| Securities available for sale | 697,412,000 | 683,623,000 | 666,739,000 | 750,565,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,388,807,000 | 1,371,651,000 | 1,604,093,000 | 1,593,938,000 |
| Interest-bearing deposits | 1,367,237,000 | 1,326,208,000 | 1,544,029,000 | 1,565,372,000 |
| Noninterest-bearing deposits | 21,570,000 | 45,443,000 | 60,064,000 | 28,566,000 |
| Equity capital | 211,397,000 | 223,872,000 | 237,034,000 | 235,173,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 16,024,000 | 32,172,000 | 50,354,000 | 69,214,000 |
| Interest expense | 2,539,000 | 5,128,000 | 8,303,000 | 11,587,000 |
| Net interest income | 13,485,000 | 27,044,000 | 42,051,000 | 57,627,000 |
| Noninterest income | 3,827,000 | 7,999,000 | 12,304,000 | 16,428,000 |
| Noninterest expense | 12,609,000 | 25,234,000 | 38,568,000 | 51,351,000 |
| Provision for loan losses | 575,000 | 1,116,000 | 2,176,000 | 2,576,000 |
| Pretax income | 4,160,000 | 8,920,000 | 13,986,000 | 20,593,000 |
| Income tax | 477,000 | 1,168,000 | 1,942,000 | 2,965,000 |
| Net income | 3,683,000 | 7,752,000 | 12,044,000 | 17,628,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 199,997,000 | 204,066,000 | 193,989,000 | 201,279,000 |
| Total capital | 208,386,000 | 212,826,000 | 203,060,000 | 210,861,000 |
| Risk-weighted assets | 1,038,970,000 | 1,062,939,000 | 1,264,893,000 | 1,241,543,000 |