Call reports 2018
CB&S BANK, INC. — 2018
What CB&S BANK, INC. reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,636,353,000 | 1,646,099,000 | 1,632,520,000 | 1,655,537,000 |
| Total loans | 758,739,000 | 763,006,000 | 780,635,000 | 759,665,000 |
| Allowance for loan losses | 7,980,000 | 8,147,000 | 8,250,000 | 8,007,000 |
| Securities available for sale | 684,236,000 | 676,593,000 | 678,990,000 | 681,209,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,318,442,000 | 1,347,771,000 | 1,354,561,000 | 1,378,845,000 |
| Interest-bearing deposits | 1,290,637,000 | 1,324,430,000 | 1,324,982,000 | 1,353,806,000 |
| Noninterest-bearing deposits | 27,805,000 | 23,341,000 | 29,579,000 | 25,039,000 |
| Equity capital | 187,676,000 | 188,989,000 | 184,451,000 | 199,110,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 14,340,000 | 29,145,000 | 44,413,000 | 60,075,000 |
| Interest expense | 1,673,000 | 3,639,000 | 5,802,000 | 8,144,000 |
| Net interest income | 12,667,000 | 25,506,000 | 38,611,000 | 51,931,000 |
| Noninterest income | 3,680,000 | 7,416,000 | 11,334,000 | 15,408,000 |
| Noninterest expense | 11,966,000 | 24,233,000 | 36,385,000 | 48,389,000 |
| Provision for loan losses | 600,000 | 935,000 | 1,202,000 | 1,867,000 |
| Pretax income | 3,784,000 | 7,757,000 | 12,361,000 | 16,706,000 |
| Income tax | 395,000 | 845,000 | 1,505,000 | 1,890,000 |
| Net income | 3,389,000 | 6,912,000 | 10,856,000 | 14,816,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 183,072,000 | 186,594,000 | 190,538,000 | 195,013,000 |
| Total capital | 191,052,000 | 194,741,000 | 198,788,000 | 203,020,000 |
| Risk-weighted assets | 1,014,558,000 | 1,019,241,000 | 1,039,256,000 | 1,029,888,000 |