Call reports 2017
CB&S BANK, INC. — 2017
What CB&S BANK, INC. reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,634,259,000 | 1,619,652,000 | 1,597,495,000 | 1,598,550,000 |
| Total loans | 662,288,000 | 688,936,000 | 708,286,000 | 717,829,000 |
| Allowance for loan losses | 6,674,000 | 6,966,000 | 7,541,000 | 7,561,000 |
| Securities available for sale | 735,047,000 | 755,075,000 | 699,568,000 | 703,562,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,289,178,000 | 1,279,181,000 | 1,288,547,000 | 1,283,616,000 |
| Interest-bearing deposits | 1,259,073,000 | 1,254,559,000 | 1,264,807,000 | 1,258,634,000 |
| Noninterest-bearing deposits | 30,105,000 | 24,622,000 | 23,740,000 | 24,982,000 |
| Equity capital | 183,783,000 | 194,535,000 | 196,129,000 | 192,760,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 13,144,000 | 27,488,000 | 41,686,000 | 55,813,000 |
| Interest expense | 1,791,000 | 3,839,000 | 5,657,000 | 7,326,000 |
| Net interest income | 11,353,000 | 23,649,000 | 36,029,000 | 48,487,000 |
| Noninterest income | 4,138,000 | 8,182,000 | 12,039,000 | 15,960,000 |
| Noninterest expense | 11,846,000 | 23,696,000 | 35,938,000 | 47,423,000 |
| Provision for loan losses | 260,000 | 1,510,000 | 2,036,000 | 2,901,000 |
| Pretax income | 3,446,000 | 6,725,000 | 10,591,000 | 14,620,000 |
| Income tax | 378,000 | 675,000 | 1,065,000 | 3,459,000 |
| Net income | 3,068,000 | 6,050,000 | 9,526,000 | 11,161,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 165,093,000 | 167,167,000 | 170,391,000 | 180,683,000 |
| Total capital | 171,767,000 | 174,133,000 | 177,932,000 | 188,244,000 |
| Risk-weighted assets | 933,683,000 | 959,954,000 | 958,476,000 | 976,245,000 |