Call reports 2016
CB&S BANK, INC. — 2016
What CB&S BANK, INC. reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,527,328,000 | 1,547,108,000 | 1,546,047,000 | 1,581,205,000 |
| Total loans | 597,718,000 | 606,081,000 | 644,370,000 | 651,595,000 |
| Allowance for loan losses | 6,117,000 | 6,191,000 | 6,630,000 | 6,524,000 |
| Securities available for sale | 775,397,000 | 795,778,000 | 749,322,000 | 714,106,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,236,282,000 | 1,217,563,000 | 1,243,620,000 | 1,295,458,000 |
| Interest-bearing deposits | 1,210,851,000 | 1,190,294,000 | 1,218,318,000 | 1,269,161,000 |
| Noninterest-bearing deposits | 25,431,000 | 27,269,000 | 25,302,000 | 26,297,000 |
| Equity capital | 183,780,000 | 193,180,000 | 193,577,000 | 177,561,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 12,671,000 | 25,640,000 | 39,091,000 | 53,034,000 |
| Interest expense | 1,774,000 | 3,544,000 | 5,333,000 | 7,121,000 |
| Net interest income | 10,897,000 | 22,096,000 | 33,758,000 | 45,913,000 |
| Noninterest income | 3,272,000 | 7,248,000 | 11,253,000 | 14,601,000 |
| Noninterest expense | 11,517,000 | 22,931,000 | 34,581,000 | 45,166,000 |
| Provision for loan losses | 25,000 | 200,000 | 701,000 | 1,002,000 |
| Pretax income | 2,777,000 | 6,383,000 | 9,899,000 | 14,516,000 |
| Income tax | 292,000 | 714,000 | 1,089,000 | 1,486,000 |
| Net income | 2,485,000 | 5,669,000 | 8,810,000 | 13,030,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 153,147,000 | 155,816,000 | 159,859,000 | 162,991,000 |
| Total capital | 159,264,000 | 162,007,000 | 166,489,000 | 169,515,000 |
| Risk-weighted assets | 846,843,000 | 858,407,000 | 887,889,000 | 919,746,000 |