Call reports 2015
CB&S BANK, INC. — 2015
What CB&S BANK, INC. reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,490,476,000 | 1,476,381,000 | 1,483,520,000 | 1,515,162,000 |
| Total loans | 550,474,000 | 571,013,000 | 585,270,000 | 590,230,000 |
| Allowance for loan losses | 5,503,000 | 5,733,000 | 5,856,000 | 5,951,000 |
| Securities available for sale | 783,046,000 | 725,418,000 | 735,948,000 | 735,650,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,219,522,000 | 1,205,847,000 | 1,204,951,000 | 1,227,349,000 |
| Interest-bearing deposits | 1,196,750,000 | 1,179,501,000 | 1,185,248,000 | 1,201,554,000 |
| Noninterest-bearing deposits | 22,772,000 | 26,346,000 | 19,703,000 | 25,795,000 |
| Equity capital | 173,151,000 | 166,535,000 | 175,768,000 | 178,408,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 12,583,000 | 25,400,000 | 38,806,000 | 51,866,000 |
| Interest expense | 1,831,000 | 3,657,000 | 5,473,000 | 7,247,000 |
| Net interest income | 10,752,000 | 21,743,000 | 33,333,000 | 44,619,000 |
| Noninterest income | 3,551,000 | 7,330,000 | 11,315,000 | 14,815,000 |
| Noninterest expense | 11,361,000 | 22,659,000 | 34,582,000 | 45,989,000 |
| Provision for loan losses | 275,000 | 1,375,000 | 2,087,000 | 2,333,000 |
| Pretax income | 2,904,000 | 6,380,000 | 9,469,000 | 12,719,000 |
| Income tax | 262,000 | 715,000 | 1,076,000 | 1,229,000 |
| Net income | 2,642,000 | 5,665,000 | 8,393,000 | 11,490,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 145,400,000 | 147,786,000 | 150,265,000 | 151,363,000 |
| Total capital | 150,904,000 | 153,520,000 | 156,121,000 | 157,314,000 |
| Risk-weighted assets | 800,440,000 | 813,659,000 | 823,614,000 | 826,781,000 |