Call reports 2013
CB&S BANK, INC. — 2013
What CB&S BANK, INC. reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,250,598,000 | 1,214,528,000 | 1,497,482,000 | 1,481,480,000 |
| Total loans | 524,433,000 | 516,056,000 | 571,467,000 | 579,315,000 |
| Allowance for loan losses | 8,209,000 | 7,865,000 | 7,373,000 | 7,400,000 |
| Securities available for sale | 572,702,000 | 539,407,000 | 659,945,000 | 706,699,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,001,586,000 | 987,873,000 | 1,242,228,000 | 1,232,906,000 |
| Interest-bearing deposits | 985,886,000 | 974,210,000 | 1,201,049,000 | 1,190,948,000 |
| Noninterest-bearing deposits | 15,700,000 | 13,663,000 | 41,179,000 | 41,958,000 |
| Equity capital | 142,340,000 | 120,955,000 | 133,682,000 | 128,880,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 11,477,000 | 22,895,000 | 34,642,000 | 48,496,000 |
| Interest expense | 2,315,000 | 4,465,000 | 6,675,000 | 8,910,000 |
| Net interest income | 9,162,000 | 18,430,000 | 27,967,000 | 39,586,000 |
| Noninterest income | 3,336,000 | 2,525,000 | 14,266,000 | 18,781,000 |
| Noninterest expense | 9,807,000 | 19,623,000 | 32,261,000 | 43,459,000 |
| Provision for loan losses | 0 | 0 | 200,000 | 1,000,000 |
| Pretax income | 2,762,000 | 2,131,000 | 11,050,000 | 15,190,000 |
| Income tax | 0 | -3,850,000 | -3,850,000 | -3,850,000 |
| Net income | 2,762,000 | 5,981,000 | 14,900,000 | 19,040,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 123,303,000 | 122,977,000 | 135,276,000 | 139,221,000 |
| Total capital | 131,513,000 | 130,843,000 | 142,650,000 | 146,621,000 |
| Risk-weighted assets | 688,894,000 | 686,669,000 | 779,673,000 | 793,863,000 |