Call reports 2012
CB&S BANK, INC. — 2012
What CB&S BANK, INC. reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,270,819,000 | 1,261,375,000 | 1,256,381,000 | 1,256,147,000 |
| Total loans | 539,046,000 | 538,728,000 | 531,417,000 | 527,016,000 |
| Allowance for loan losses | 9,258,000 | 8,981,000 | 8,673,000 | 8,482,000 |
| Securities available for sale | 560,014,000 | 533,754,000 | 549,616,000 | 548,411,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,008,217,000 | 992,979,000 | 1,006,233,000 | 1,006,207,000 |
| Interest-bearing deposits | 992,694,000 | 978,291,000 | 994,591,000 | 994,726,000 |
| Noninterest-bearing deposits | 15,523,000 | 14,688,000 | 11,642,000 | 11,481,000 |
| Equity capital | 151,101,000 | 157,703,000 | 140,686,000 | 142,403,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 12,569,000 | 25,147,000 | 37,115,000 | 49,042,000 |
| Interest expense | 2,896,000 | 5,643,000 | 8,296,000 | 10,718,000 |
| Net interest income | 9,673,000 | 19,504,000 | 28,819,000 | 38,324,000 |
| Noninterest income | 2,710,000 | 5,293,000 | 8,093,000 | 10,808,000 |
| Noninterest expense | 9,447,000 | 19,026,000 | 28,442,000 | 37,986,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,079,000 | 6,072,000 | 9,045,000 | 12,180,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,079,000 | 6,072,000 | 9,045,000 | 12,180,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 133,510,000 | 136,474,000 | 117,300,000 | 120,417,000 |
| Total capital | 142,151,000 | 145,136,000 | 125,899,000 | 128,899,000 |
| Risk-weighted assets | 690,674,000 | 692,661,000 | 687,854,000 | 685,833,000 |