Call reports 2008
CB&S BANK, INC. — 2008
What CB&S BANK, INC. reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 1,312,882,000 | 1,381,081,000 | 1,335,906,000 | 1,339,327,000 |
| Total loans | 625,158,000 | 655,215,000 | 700,490,000 | 707,944,000 |
| Allowance for loan losses | 5,335,000 | 6,043,000 | 5,560,000 | 7,571,000 |
| Securities available for sale | 558,723,000 | 583,915,000 | 501,867,000 | 511,757,000 |
| Securities held to maturity | 3,582,000 | 2,998,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,059,084,000 | 1,120,297,000 | 1,070,609,000 | 1,061,376,000 |
| Interest-bearing deposits | 1,010,360,000 | 1,071,573,000 | 1,003,209,000 | 1,018,882,000 |
| Noninterest-bearing deposits | 48,724,000 | 48,724,000 | 67,400,000 | 42,494,000 |
| Equity capital | 109,080,000 | 106,391,000 | 99,523,000 | 110,099,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 19,151,000 | 38,005,000 | 56,815,000 | 75,012,000 |
| Interest expense | 9,434,000 | 17,869,000 | 26,068,000 | 33,737,000 |
| Net interest income | 9,717,000 | 20,136,000 | 30,747,000 | 41,275,000 |
| Noninterest income | 2,331,000 | 4,996,000 | 7,855,000 | 10,371,000 |
| Noninterest expense | 8,467,000 | 17,276,000 | 26,214,000 | 35,073,000 |
| Provision for loan losses | 452,000 | 1,550,000 | 5,878,000 | 9,479,000 |
| Pretax income | 3,149,000 | 6,327,000 | 6,654,000 | 7,633,000 |
| Income tax | 700,000 | 1,450,000 | 1,725,000 | 370,000 |
| Net income | 2,449,000 | 4,877,000 | 4,929,000 | 7,263,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 95,120,000 | 95,866,000 | 96,037,000 | 98,687,000 |
| Total capital | 100,455,000 | 101,910,000 | 101,597,000 | 106,258,000 |
| Risk-weighted assets | 743,030,000 | 782,464,000 | 808,892,000 | 813,133,000 |
Machine access — free, no API key
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