Call reports 2021
SYCAMORE BANK — 2021
What SYCAMORE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 300,995,000 | 309,686,000 | 308,904,000 | 318,023,000 |
| Total loans | 166,557,000 | 158,289,000 | 155,194,000 | 158,060,000 |
| Allowance for loan losses | 2,091,000 | 2,109,000 | 2,109,000 | 2,092,000 |
| Securities available for sale | 69,403,000 | 76,659,000 | 73,333,000 | 72,084,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 273,736,000 | 281,887,000 | 278,868,000 | 288,874,000 |
| Interest-bearing deposits | 221,961,000 | 227,797,000 | 222,071,000 | 230,011,000 |
| Noninterest-bearing deposits | 51,775,000 | 54,090,000 | 56,797,000 | 58,863,000 |
| Equity capital | 24,209,000 | 24,709,000 | 26,796,000 | 26,518,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,386,000 | 4,723,000 | 7,504,000 | 9,915,000 |
| Interest expense | 176,000 | 353,000 | 519,000 | 658,000 |
| Net interest income | 2,210,000 | 4,370,000 | 6,985,000 | 9,257,000 |
| Noninterest income | 541,000 | 1,078,000 | 3,538,000 | 4,623,000 |
| Noninterest expense | 2,155,000 | 4,294,000 | 6,539,000 | 8,810,000 |
| Provision for loan losses | 70,000 | 90,000 | 90,000 | 90,000 |
| Pretax income | 520,000 | 1,055,000 | 3,883,000 | 4,965,000 |
| Income tax | 66,000 | 174,000 | 854,000 | 1,020,000 |
| Net income | 454,000 | 881,000 | 3,029,000 | 3,945,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,763,000 | 24,969,000 | 26,896,000 | 27,132,000 |