Call reports 2019
SYCAMORE BANK — 2019
What SYCAMORE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 234,069,000 | 231,316,000 | 227,429,000 | 227,265,000 |
| Total loans | 151,506,000 | 150,206,000 | 156,484,000 | 160,889,000 |
| Allowance for loan losses | 1,250,000 | 1,324,000 | 1,391,000 | 1,490,000 |
| Securities available for sale | 40,558,000 | 40,074,000 | 31,492,000 | 28,896,000 |
| Securities held to maturity | 540,000 | 540,000 | 540,000 | 540,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 210,036,000 | 206,520,000 | 202,294,000 | 202,202,000 |
| Interest-bearing deposits | 178,589,000 | 175,973,000 | 166,695,000 | 168,744,000 |
| Noninterest-bearing deposits | 31,447,000 | 30,547,000 | 35,599,000 | 33,458,000 |
| Equity capital | 22,108,000 | 22,850,000 | 23,008,000 | 23,105,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,425,000 | 4,995,000 | 7,481,000 | 10,063,000 |
| Interest expense | 311,000 | 644,000 | 965,000 | 1,292,000 |
| Net interest income | 2,114,000 | 4,351,000 | 6,516,000 | 8,771,000 |
| Noninterest income | 824,000 | 1,420,000 | 2,034,000 | 2,920,000 |
| Noninterest expense | 2,043,000 | 4,111,000 | 6,182,000 | 8,333,000 |
| Provision for loan losses | 52,000 | 128,000 | 203,000 | 328,000 |
| Pretax income | 843,000 | 1,532,000 | 2,169,000 | 3,035,000 |
| Income tax | 181,000 | 325,000 | 455,000 | 644,000 |
| Net income | 662,000 | 1,207,000 | 1,714,000 | 2,391,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,350,000 | 22,752,000 | 22,981,000 | 23,020,000 |
| Total capital | 23,600,000 | 24,076,000 | 24,372,000 | 24,510,000 |
| Risk-weighted assets | 143,859,000 | 149,346,000 | 156,827,000 | 161,993,000 |