Call reports 2018
SYCAMORE BANK — 2018
What SYCAMORE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 232,236,000 | 232,155,000 | 227,173,000 | 221,634,000 |
| Total loans | 142,207,000 | 143,512,000 | 149,927,000 | 154,693,000 |
| Allowance for loan losses | 1,095,000 | 1,146,000 | 1,196,000 | 1,195,000 |
| Securities available for sale | 33,661,000 | 39,164,000 | 38,500,000 | 42,608,000 |
| Securities held to maturity | 735,000 | 735,000 | 735,000 | 540,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 209,651,000 | 209,384,000 | 203,753,000 | 192,431,000 |
| Interest-bearing deposits | 175,076,000 | 179,195,000 | 172,966,000 | 160,022,000 |
| Noninterest-bearing deposits | 34,575,000 | 30,189,000 | 30,787,000 | 32,409,000 |
| Equity capital | 20,811,000 | 21,041,000 | 21,243,000 | 21,325,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,168,000 | 4,426,000 | 6,789,000 | 9,210,000 |
| Interest expense | 204,000 | 452,000 | 715,000 | 979,000 |
| Net interest income | 1,964,000 | 3,974,000 | 6,074,000 | 8,231,000 |
| Noninterest income | 565,000 | 1,137,000 | 1,936,000 | 2,542,000 |
| Noninterest expense | 1,861,000 | 3,777,000 | 5,774,000 | 7,777,000 |
| Provision for loan losses | 53,000 | 105,000 | 158,000 | 242,000 |
| Pretax income | 616,000 | 1,230,000 | 2,076,000 | 2,752,000 |
| Income tax | 91,000 | 214,000 | 416,000 | 549,000 |
| Net income | 525,000 | 1,016,000 | 1,660,000 | 2,203,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,071,000 | 21,452,000 | 21,814,000 | 21,842,000 |
| Total capital | 22,166,000 | 22,598,000 | 23,010,000 | 23,037,000 |
| Risk-weighted assets | 142,626,000 | 144,540,000 | 147,974,000 | 154,601,000 |