Call reports 2016
SYCAMORE BANK — 2016
What SYCAMORE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 221,136,000 | 216,543,000 | 211,428,000 | 212,874,000 |
| Total loans | 135,487,000 | 131,369,000 | 137,264,000 | 140,578,000 |
| Allowance for loan losses | 1,040,000 | 979,000 | 1,027,000 | 945,000 |
| Securities available for sale | 42,517,000 | 41,857,000 | 35,739,000 | 35,591,000 |
| Securities held to maturity | 771,000 | 771,000 | 771,000 | 771,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 199,387,000 | 194,703,000 | 189,138,000 | 191,430,000 |
| Interest-bearing deposits | 173,916,000 | 168,740,000 | 158,701,000 | 162,998,000 |
| Noninterest-bearing deposits | 25,471,000 | 25,963,000 | 30,437,000 | 28,432,000 |
| Equity capital | 20,183,000 | 20,612,000 | 20,686,000 | 20,036,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,036,000 | 4,069,000 | 6,121,000 | 8,210,000 |
| Interest expense | 149,000 | 304,000 | 461,000 | 622,000 |
| Net interest income | 1,887,000 | 3,765,000 | 5,660,000 | 7,588,000 |
| Noninterest income | 482,000 | 994,000 | 1,526,000 | 2,087,000 |
| Noninterest expense | 1,710,000 | 3,430,000 | 5,179,000 | 7,004,000 |
| Provision for loan losses | 24,000 | 60,000 | 96,000 | 190,000 |
| Pretax income | 637,000 | 1,273,000 | 1,916,000 | 2,487,000 |
| Income tax | 202,000 | 410,000 | 618,000 | 705,000 |
| Net income | 435,000 | 863,000 | 1,298,000 | 1,782,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,661,000 | 19,950,000 | 20,068,000 | 19,913,000 |
| Total capital | 20,701,000 | 20,929,000 | 21,095,000 | 20,858,000 |
| Risk-weighted assets | 138,121,000 | 133,429,000 | 143,861,000 | 140,499,000 |