Call reports 2015
SYCAMORE BANK — 2015
What SYCAMORE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 206,407,000 | 199,305,000 | 202,010,000 | 202,980,000 |
| Total loans | 122,932,000 | 127,992,000 | 135,715,000 | 134,724,000 |
| Allowance for loan losses | 1,569,000 | 1,105,000 | 1,090,000 | 1,020,000 |
| Securities available for sale | 39,134,000 | 43,191,000 | 44,849,000 | 43,543,000 |
| Securities held to maturity | 985,000 | 985,000 | 985,000 | 805,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,379,000 | 178,573,000 | 176,884,000 | 176,759,000 |
| Interest-bearing deposits | 161,274,000 | 154,115,000 | 152,081,000 | 152,184,000 |
| Noninterest-bearing deposits | 24,105,000 | 24,458,000 | 24,803,000 | 24,575,000 |
| Equity capital | 19,591,000 | 19,453,000 | 19,734,000 | 19,639,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,898,000 | 3,803,000 | 5,813,000 | 7,858,000 |
| Interest expense | 135,000 | 281,000 | 420,000 | 567,000 |
| Net interest income | 1,763,000 | 3,522,000 | 5,393,000 | 7,291,000 |
| Noninterest income | 441,000 | 913,000 | 1,403,000 | 1,901,000 |
| Noninterest expense | 1,658,000 | 3,375,000 | 5,156,000 | 6,938,000 |
| Provision for loan losses | 53,000 | 52,000 | 52,000 | 52,000 |
| Pretax income | 498,000 | 1,013,000 | 1,596,000 | 2,211,000 |
| Income tax | 157,000 | 314,000 | 494,000 | 616,000 |
| Net income | 341,000 | 699,000 | 1,102,000 | 1,595,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,066,000 | 19,225,000 | 19,359,000 | 19,163,000 |
| Total capital | 20,602,000 | 20,330,000 | 20,449,000 | 20,183,000 |
| Risk-weighted assets | 122,851,000 | 129,033,000 | 140,603,000 | 148,659,000 |