Call reports 2005
NBRS FINANCIAL BANK — 2005
What NBRS FINANCIAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 143,668,000 | 152,885,000 | 162,434,000 | 166,895,000 |
| Total loans | 120,154,000 | 123,883,000 | 136,168,000 | 143,503,000 |
| Allowance for loan losses | 1,272,000 | 1,291,000 | 1,085,000 | 1,232,000 |
| Securities available for sale | 8,862,000 | 7,838,000 | 6,109,000 | 5,455,000 |
| Securities held to maturity | 34,000 | 32,000 | 31,000 | 31,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,687,000 | 134,268,000 | 143,809,000 | 141,143,000 |
| Interest-bearing deposits | 102,125,000 | 113,202,000 | 117,768,000 | 118,845,000 |
| Noninterest-bearing deposits | 18,562,000 | 21,066,000 | 26,041,000 | 22,298,000 |
| Equity capital | 12,257,000 | 12,622,000 | 12,904,000 | 14,676,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,045,000 | 4,256,000 | 6,700,000 | 9,482,000 |
| Interest expense | 583,000 | 1,191,000 | 1,987,000 | 2,831,000 |
| Net interest income | 1,462,000 | 3,065,000 | 4,713,000 | 6,651,000 |
| Noninterest income | 200,000 | 425,000 | 734,000 | 1,106,000 |
| Noninterest expense | 1,186,000 | 2,555,000 | 4,061,000 | 5,603,000 |
| Provision for loan losses | 7,000 | 7,000 | 7,000 | 157,000 |
| Pretax income | 469,000 | 928,000 | 1,379,000 | 1,997,000 |
| Income tax | 171,000 | 282,000 | 483,000 | 749,000 |
| Net income | 298,000 | 646,000 | 896,000 | 1,248,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,343,000 | 11,822,000 | 10,609,000 | 12,424,000 |
| Total capital | 11,615,000 | 13,113,000 | 11,694,000 | 13,656,000 |
| Risk-weighted assets | 122,440,000 | 124,086,000 | 136,879,000 | 144,728,000 |
Machine access — free, no API key
Every figure shown here about NBRS FINANCIAL BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.