Call reports 2013
OBA BANK — 2013
What OBA BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 386,103,000 | 381,617,000 | 390,452,000 | 385,570,000 |
| Total loans | 301,567,000 | 303,696,000 | 301,474,000 | 303,933,000 |
| Allowance for loan losses | 3,355,000 | 3,473,000 | 3,479,000 | 3,494,000 |
| Securities available for sale | 41,128,000 | 37,174,000 | 34,676,000 | 43,818,000 |
| Securities held to maturity | 1,638,000 | 1,445,000 | 1,288,000 | 1,211,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 289,840,000 | 289,868,000 | 296,061,000 | 294,750,000 |
| Interest-bearing deposits | 251,834,000 | 247,441,000 | 255,281,000 | 247,498,000 |
| Noninterest-bearing deposits | 38,006,000 | 42,427,000 | 40,780,000 | 47,252,000 |
| Equity capital | 62,311,000 | 62,243,000 | 62,934,000 | 63,463,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,963,000 | 8,191,000 | 12,038,000 | 15,986,000 |
| Interest expense | 570,000 | 1,128,000 | 1,646,000 | 2,155,000 |
| Net interest income | 3,393,000 | 7,063,000 | 10,392,000 | 13,831,000 |
| Noninterest income | 243,000 | 420,000 | 641,000 | 862,000 |
| Noninterest expense | 2,995,000 | 6,364,000 | 9,381,000 | 12,472,000 |
| Provision for loan losses | 229,000 | 408,000 | 412,000 | 427,000 |
| Pretax income | 412,000 | 711,000 | 1,240,000 | 1,794,000 |
| Income tax | 180,000 | 251,000 | 473,000 | 695,000 |
| Net income | 232,000 | 460,000 | 767,000 | 1,099,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,629,000 | 62,181,000 | 62,883,000 | 63,541,000 |
| Total capital | 64,984,000 | 65,654,000 | 66,362,000 | 67,035,000 |
| Risk-weighted assets | 298,480,000 | 291,370,000 | 291,309,000 | 295,488,000 |
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