Call reports 2012
OBA BANK — 2012
What OBA BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 391,839,000 | 392,090,000 | 388,766,000 | 380,975,000 |
| Total loans | 284,907,000 | 296,244,000 | 298,012,000 | 297,995,000 |
| Allowance for loan losses | 2,664,000 | 3,035,000 | 3,140,000 | 3,125,000 |
| Securities available for sale | 37,541,000 | 34,455,000 | 48,263,000 | 43,306,000 |
| Securities held to maturity | 2,690,000 | 2,396,000 | 2,115,000 | 1,862,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 271,083,000 | 282,624,000 | 283,184,000 | 277,015,000 |
| Interest-bearing deposits | 234,352,000 | 240,911,000 | 242,753,000 | 237,487,000 |
| Noninterest-bearing deposits | 36,731,000 | 41,713,000 | 40,431,000 | 39,528,000 |
| Equity capital | 60,158,000 | 60,582,000 | 61,380,000 | 61,885,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,945,000 | 7,821,000 | 11,712,000 | 15,697,000 |
| Interest expense | 845,000 | 1,600,000 | 2,270,000 | 2,884,000 |
| Net interest income | 3,100,000 | 6,221,000 | 9,442,000 | 12,813,000 |
| Noninterest income | 166,000 | 351,000 | 550,000 | 726,000 |
| Noninterest expense | 2,905,000 | 5,663,000 | 8,564,000 | 11,412,000 |
| Provision for loan losses | 270,000 | 709,000 | 821,000 | 804,000 |
| Pretax income | 91,000 | 200,000 | 607,000 | 1,323,000 |
| Income tax | 75,000 | 122,000 | 284,000 | 575,000 |
| Net income | 16,000 | 78,000 | 323,000 | 748,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,412,000 | 59,774,000 | 60,345,000 | 61,081,000 |
| Total capital | 62,076,000 | 62,809,000 | 63,485,000 | 64,206,000 |
| Risk-weighted assets | 256,928,000 | 268,188,000 | 270,032,000 | 283,024,000 |
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