Call reports 2015
CONNECT BANK — 2015
What CONNECT BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 93,137,000 | 93,803,000 | 92,975,000 | 94,234,000 |
| Total loans | 59,932,000 | 62,292,000 | 62,900,000 | 61,957,000 |
| Allowance for loan losses | 1,873,000 | 1,863,000 | 1,723,000 | 1,714,000 |
| Securities available for sale | 15,833,000 | 15,280,000 | 13,880,000 | 17,295,000 |
| Securities held to maturity | 12,537,000 | 11,588,000 | 9,100,000 | 9,303,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,771,000 | 78,159,000 | 77,782,000 | 79,616,000 |
| Interest-bearing deposits | 60,774,000 | 58,582,000 | 56,974,000 | 58,023,000 |
| Noninterest-bearing deposits | 16,997,000 | 19,577,000 | 20,808,000 | 21,593,000 |
| Equity capital | 13,330,000 | 13,349,000 | 13,760,000 | 13,296,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,024,000 | 2,061,000 | 3,127,000 | 4,180,000 |
| Interest expense | 69,000 | 136,000 | 200,000 | 261,000 |
| Net interest income | 955,000 | 1,925,000 | 2,927,000 | 3,919,000 |
| Noninterest income | 135,000 | 231,000 | 339,000 | 436,000 |
| Noninterest expense | 752,000 | 1,506,000 | 2,306,000 | 3,177,000 |
| Provision for loan losses | 135,000 | 190,000 | 240,000 | 260,000 |
| Pretax income | 205,000 | 463,000 | 727,000 | 929,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 205,000 | 463,000 | 727,000 | 929,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,641,000 | 13,500,000 | 13,763,000 | 13,282,000 |
| Total capital | 13,543,000 | 14,424,000 | 14,577,000 | 14,048,000 |
| Risk-weighted assets | 71,211,000 | 72,977,000 | 64,202,000 | 60,398,000 |