Call reports 2013
CONNECT BANK — 2013
What CONNECT BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 101,310,000 | 98,340,000 | 97,162,000 | 95,307,000 |
| Total loans | 59,261,000 | 59,190,000 | 58,178,000 | 56,542,000 |
| Allowance for loan losses | 1,799,000 | 1,915,000 | 1,973,000 | 1,563,000 |
| Securities available for sale | 17,019,000 | 17,279,000 | 16,564,000 | 16,450,000 |
| Securities held to maturity | 16,222,000 | 16,599,000 | 16,384,000 | 15,803,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,121,000 | 79,525,000 | 80,199,000 | 79,346,000 |
| Interest-bearing deposits | 66,238,000 | 63,746,000 | 63,147,000 | 62,369,000 |
| Noninterest-bearing deposits | 16,883,000 | 15,779,000 | 17,052,000 | 16,977,000 |
| Equity capital | 12,647,000 | 12,508,000 | 12,332,000 | 11,831,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,144,000 | 2,348,000 | 3,502,000 | 4,599,000 |
| Interest expense | 149,000 | 292,000 | 423,000 | 547,000 |
| Net interest income | 995,000 | 2,056,000 | 3,079,000 | 4,052,000 |
| Noninterest income | 77,000 | 218,000 | 412,000 | 540,000 |
| Noninterest expense | 750,000 | 1,462,000 | 2,212,000 | 2,965,000 |
| Provision for loan losses | 150,000 | 300,000 | 445,000 | 530,000 |
| Pretax income | 173,000 | 513,000 | 835,000 | 1,105,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 173,000 | 513,000 | 835,000 | 1,105,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,524,000 | 12,864,000 | 13,186,000 | 12,706,000 |
| Total capital | 13,346,000 | 13,703,000 | 14,008,000 | 13,524,000 |
| Risk-weighted assets | 65,422,000 | 66,301,000 | 64,608,000 | 64,865,000 |