Call reports 2012
CONNECT BANK — 2012
What CONNECT BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 103,197,000 | 104,234,000 | 102,875,000 | 102,560,000 |
| Total loans | 61,822,000 | 62,418,000 | 60,193,000 | 61,456,000 |
| Allowance for loan losses | 1,940,000 | 1,993,000 | 1,901,000 | 1,650,000 |
| Securities available for sale | 17,938,000 | 18,142,000 | 14,382,000 | 18,169,000 |
| Securities held to maturity | 16,187,000 | 16,268,000 | 16,534,000 | 16,529,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,881,000 | 84,067,000 | 83,098,000 | 83,094,000 |
| Interest-bearing deposits | 64,619,000 | 64,108,000 | 62,993,000 | 66,059,000 |
| Noninterest-bearing deposits | 18,262,000 | 19,959,000 | 20,105,000 | 17,035,000 |
| Equity capital | 12,271,000 | 12,727,000 | 12,998,000 | 12,533,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,249,000 | 2,498,000 | 3,730,000 | 4,938,000 |
| Interest expense | 217,000 | 421,000 | 601,000 | 764,000 |
| Net interest income | 1,032,000 | 2,077,000 | 3,129,000 | 4,174,000 |
| Noninterest income | 121,000 | 232,000 | 363,000 | 502,000 |
| Noninterest expense | 781,000 | 1,538,000 | 2,292,000 | 3,060,000 |
| Provision for loan losses | 225,000 | 305,000 | 395,000 | 470,000 |
| Pretax income | 147,000 | 466,000 | 805,000 | 1,146,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 147,000 | 466,000 | 805,000 | 1,146,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,101,000 | 12,420,000 | 12,758,000 | 12,351,000 |
| Total capital | 12,972,000 | 13,299,000 | 13,610,000 | 13,229,000 |
| Risk-weighted assets | 68,670,000 | 71,460,000 | 67,107,000 | 70,550,000 |